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Indonesia

Indonesia is much younger than China in terms of its digital revolution and emerging middle class, but is showing unmistakeable signs of following in its footsteps.

Indonesia is much younger than China in terms of its digital revolution and emerging middle class, but is showing unmistakable signs of following in its footsteps.

The world’s fourth most populous country with over 250 million inhabitants, it has the world’s 16th largest economy. While its internet penetration is relatively low in percentage terms, the large population means it is already approaching similar number of internet users to the UK with huge growth potential.

The payments landscape here is fractured as the nascent digital payment industry sees a multitude of technology solutions fight for supremacy as they attempt to induce a cultural shift away from cash payments.

The numbers

Internet Users Icon
Internet Users
53,236,719
Total Population Icon
Total Population
260,581,100
Share of Indonesia Population Icon
Share of Indonesia Population
20.4 %
(penetration)
Share of World Internet Users Icon
Share of World Internet Users
1.6 %
Online Shopping Volume Icon
Online Shopping Volume
USD6,963m
per annum
Expected Annual Growth Rate Icon
Expected Annual Growth Rate
20.1 %
Source: internetlivestats.com and statista.com

PaySec payment methods

Local Bank Transfer Icon

Local Bank Transfer

Our local bank transfer solutions integrate directly with your clients’ online banking system.

Local Bank Transfer Icon

Local Bank Transfer (ATM payment)

Our local bank transfer solutions integrate directly with your clients’ ATM banking system.

Did you know

Did you know graphic

ATM PAYMENTS

ATMs are regularly used to make payments in Indonesia.

PAYMENT OF CASH

Many online payments are completed by payment of cash at a connected retail store.

MATAHARIMALL

Indonesia’s online store, MatahariMall, offers 14 different online payment methods.

GO-JEK

Online motorcycle ordering service Go-Jek allows you to top up a digital wallet by paying cash to its drivers.

Further reading

How do you want to pay today? (Infographic)

How do you want to pay today?

Our infographic illustrates the complex nature of the Indonesian payments landscape and varity of payment methods. Read more

Lands of Infinite Variety (Graphic)

Lands of Infinite Variety

The Asian payments landscape is incredibly complex with myriad payment options in each territory. Read more